Frequently Asked Questions
Have a question about our services? Check out our frequently asked questions below. If you do not see your question, please call us or use the contact form at the bottom of the page to contact us directly. We look forward to working with you!
What can I pawn?
Please refer to our What We Accept page for a detailed list of what we will accept to buy, sell, and pawn. If you do not see your item listed, please contact us. We accept almost any item of value besides electronics and tools.
Do I get more money for pawning or selling?
We offer slightly more if you sell us your item versus pawn it with us. When you pawn, we have to hold on to that item until you pay off the loan which takes up space in our shop.
Do you accept damaged/broken jewelry?
Yes. We accept all damaged jewelry, loose stones, and scrap metal. We will repair the jewelry if possible. If unrepairable, we will sell any parts of value and melt down the metal.
What if I am late making a payment?
We will contact you when we do not receive a payment. We always try to avoid charging late fees. If you do not make a payment for 60 days, the loan is defaulted and any collateral item will be forfeited.
How long does my loan last?
Our standard loans last 60 days but can be extended. We are flexible with loan terms, as long as you are making interest payments every 30 days.
What is a collateral loan?
A collateral loan lets you borrow money based on the value of an item. This item is held as collateral until the loan is paid off. Pawning is a type of collateral loan. These loans are great if you need quick cash but do not want to sell the item used as collateral.
Is there a limit to the amount of cash I can borrow?
We do not have a loan limit. Legally, we must report any loan over $10,000.